Applying for an instalment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies.


To increase the chances of acceptance, ideally, you will have a good credit history – (no late payments, CCJ’s, etc) – and meet the following minimum criteria:

  • Be over 18 years of age

  • Be working at least 16 hours per week

  • Have 3 years of UK address history


Feel free to give us a ring on 01254 663663 (ask for martin) or send us an email on, and we would be happy to answer any questions you might have. Alternatively, pop into our office and we can process your application while you wait, it only takes 60 seconds and you could walk away with a brand new luxury memory foam mattress today.

Divido Financial Services Limited (‘Divido’) is authorised and regulated by the Financial Conduct Authority. For more information, please visit:

BB1 5NA | +44 1254 663 663 | 

 © 2016 is owned and operated by
J and A Foam limited.

Unit 20 Philips Road, Blackburn, BB1 5NA

Mellow is a registered trademark UK00003239961